Your personal credit report should be checked yearly to verify that it is correct. You will especially want to check it before submitting a business plan/loan application. You are entitled to one free copy of your personal credit report each year. There are three major credit reporting companies. Request a report from each one. Your spouse/significant other should also request reports. Reports can be requested by toll free phone call.

Experian

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800-682-7654
Trans Union 800-888-4213
Equifax 800-685-1111

For general credit report information, see the company web sites :
Experian

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http://www.experian.com
Trans Union http://www.transunion.com
Equifax http://www.equifax.com

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